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๐Ÿงฎ Free Mortgage Calculators

Run the Numbers Before You Apply

Ten free calculators to estimate payments, affordability, refinance savings, and more. Instant, accurate, and no signup required.

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For Agents: Co-Branded Payment Flyers
Generate a flyer-ready payment breakdown for any listing โ€” your photo and brand right alongside ours.
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Mortgage Payment

Estimate your monthly payment with principal, interest, taxes, and insurance โ€” plus a full amortization schedule.

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How Much Can I Afford?

Enter your income and debts to see your maximum home price, loan amount, and comfortable monthly payment.

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Should I Refinance?

Compare your current loan to a new one and see your monthly savings and exactly when you break even.

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Rent vs. Buy

See whether buying or renting makes more financial sense over the years you plan to stay.

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Extra Payment Payoff

See how much faster you'll be mortgage-free โ€” and how much interest you'll save โ€” with extra each month.

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Down Payment & Closing Costs

Estimate the total cash you'll need at the closing table โ€” down payment plus closing costs and prepaids.

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Debt-to-Income (DTI)

Check your debt-to-income ratio and see which loan programs you likely qualify for.

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Compare Two Loans

Put two scenarios head-to-head to see which costs less per month and over the life of the loan.

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Discount Points / Buydown

See what paying points to lower your rate costs upfront โ€” and exactly how long until it pays off.

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Closing Deadline Calculator

Map every key date from your contract's effective date โ€” inspection, financing, appraisal, and closing day.

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