Enter your income and monthly debts to see your debt-to-income ratio and which loan programs you likely qualify for.
This calculator shows where you fall against typical guidelines — but real approvals factor in credit, reserves, and compensating factors. We shop 50+ lenders to find the program that fits you.
Different lenders allow different DTI limits. We match your profile to the programs most likely to approve.
Strong credit, reserves, or a larger down payment can push your approved ratio higher than the guideline.
Know your real buying power and which programs you qualify for before you start shopping — at no cost.
Talk to a licensed mortgage advisor 7 days a week, 9AM–9PM. We answer your calls.
No credit pull required for pre-qualification
Apply in minutes and get a real rate quote from our licensed advisors.