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About Divito Lending

Florida Mortgages, Made Simple

We're a Florida-licensed mortgage brokerage built on one idea: shop your loan with dozens of lenders, deliver honest advice, and close fast. No junk fees. No high-pressure sales. Just better mortgages.

50+
Lenders Shopped Per Loan
21 Days
Average Close Time
$0
Application Fee
7 Days
Available Weekly, 9–9

Why We Built Divito Lending

Most Florida homebuyers get their mortgage from one bank — the bank tells them what they qualify for, names a rate, and that's the end of the conversation. They never know if they got a fair deal because they never shopped it.

We built Divito Lending to flip that script. As a licensed Florida mortgage broker, we work for you, not for any single lender. Every loan we close is the result of shopping dozens of lenders to find the rate, terms, and program that fit your specific situation — first-time buyer, refinance, investment property, or jumbo.

We combine that wholesale lender access with old-fashioned customer service: real humans answer your calls, we explain every line of every document, and we don't disappear after you close. If you're going to make the biggest financial decision of your life, you deserve a team that treats it that way.

— The Divito Lending Team
What we believe

Three Things We Promise You

Every Florida client gets the same commitments — whether you're buying your first $250,000 home or refinancing a $2M coastal property.

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Honest Recommendations

We tell you the best loan for your situation — even if that means a different lender, a lower-margin product, or recommending you wait. No bait-and-switch.

Fast, Real Communication

A real human answers your call 7 days a week, 9 AM–9 PM EST. Status updates come from us, not an impersonal portal. We’ll move as fast as you need us to.

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No Hidden Fees

Zero application fees. No rate-lock fees. Every cost is itemized up front in a written quote — what you see is what you sign at the closing table.

The Broker Advantage for Florida Buyers

A bank can only sell you THEIR mortgage products. A licensed mortgage broker like Divito Lending has access to dozens of lenders — and we negotiate them against each other on your behalf.

  • Access to 50+ wholesale lenders, not just one bank
  • Conventional, FHA, VA, USDA, jumbo, and specialty loan programs
  • Programs for self-employed, foreign nationals, and investors
  • Same-day pre-approval letters when you find the right home
  • Licensed Florida professionals (NMLS-registered)
  • Bilingual support available
Going to a bank vs. Divito Lending
Lenders shopped 1 vs. 50+
Loan options Limited vs. Full menu
Application fee $$ vs. $0
Who they work for Bank vs. You

Ready to See What You Qualify For?

Get pre-approved in minutes, or schedule a no-pressure conversation with a licensed Florida mortgage advisor.

Get Pre-Approved → Talk to a Human