Buying a Vacation Home

Buying a Second (Vacation) Home

Your dream property is within reach – no hidden fees, no surprises


How do you want to get started?

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Create an account, and within a few minutes get a personalized recommendation of how much you can afford and get your monthly payment


Talk to a Home Loan Expert

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The Basics


A Dream Mortgage for Your Dream Home

  • We’ll find the right mortgage loan to suit your needs. We have several mortgage options to help you buy and finance a second home, even with as little as 10% down!
  • Divito Lending preapproval gives your offer more bargaining leverage. Sellers and agents know you’ve got your paperwork together and are ready to buy.
  • Need help finding a real estate agent? Our partners at Divito Real Estate Group can match you with a real estate agent in your area at no cost to you!

With over 30 years of experience we helped Floridians all across the state, just like you, buy vacation homes. Contact us today to see how we can help.

Why You Should Choose Divito Lending

  • You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.
  • Our Home Loan Experts are available to answer your questions and help you understand the details so you get the right mortgage for you.
  • After you close your loan, you can manage your mortgage online without any hidden fees.
  • We service 99% of our mortgages, which means you can expect our great customer service to continue after you close.

Popular Loan Options for Vacation Homes

  • 30-Year Loan – Fixed rates are near new historic lows. Find out how low your payment could be with a 30-year fixed rate!
  • 15-Year Loan – Get the same security of a 30-year fixed-rate mortgage, but pay your mortgage off in half the time.

Learn More About Buying a Vacation or Second Home

  • How to Buy a Second Home
  • Timeshare vs. Vacation Home: Which is Right for You?
  • What Is a Second Home?
  • Buying a House in a Different State

Do I need a real estate agent? How do I find one?

At first, you may be able to convince yourself that you don’t need a real estate agent to buy a home. But when you find yourself sifting through papers you don’t understand, you may begin to reconsider. There are many reasons to hire a real estate agent when house hunting: access to the Multiple Listing Service (MLS) database, an experienced home price negotiator, legal protection, and someone who can fill out all the detailed paperwork for you.

Divito Lending preferred real estate partner, Divito Real Estate Group, makes finding a trusted real estate agent quick and easy with the help of their nationwide network of preferred agents. They’ll match you with a real estate agent in your area at no cost, regardless of whether you’re buying or selling a home.

What are closing costs?

Mortgage closing costs, also known as settlement costs, are fees charged for services that must be performed to process and close your loan application. Examples of mortgage closing costs include title fees, recording fees, appraisal fees, credit report fees, pest inspection, attorney’s fees, taxes and surveying fees. The closing cost of a loan will v ary depending on your geographic location.

Lenders are required by law to provide you with two documents – the Loan Estimate and the Closing Disclosure – which outline your closing costs and help you avoid surprises at the closing table. For more information regarding the loan process through Divito Lending, call +1 (800) 286-3235 to talk with a Home Loan Expert today.