A fixed rate mortgage provides you with an interest rate that stays the same from the moment you close on your mortgage to the day you pay off your loan — keeping your monthly payments consistent and manageable.
A fixed rate mortgage is a great option if you plan to live in your home for a long time. It features a stable, unchanging interest rate that doesn’t rise or drop with market rates. This means your monthly mortgage payments will be the same throughout the duration of your loan. In the event that market rates should drop below your fixed interest rate, you can apply to refinance your mortgage to save on your monthly payments. Fixed rate mortgages are available in a variety of term lengths ranging from 10 years to 30 years.
You must have sufficient income and credit history to qualify for a fixed rate mortgage.
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Yes, we have to include some legalese down here. Divito Lending Group Inc. (DBA Mortgage-Genius in (Boynton Beach, Florida) (“Divito Lending”), a Florida corporation, is a licensed independent Mortgage broker. Divito Lending does not underwrite any Mortgage policy described on this website. The information provided on this site has been developed by Divito Lending for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any Mortgage policy premium quotes or ranges displayed are non-binding. The final Mortgage policy premium for any policy is determined by the underwriting Mortgage company following the application.
